Couple sitting outside on a backyard deck with a wooden privacy fence in the background, symbolizing affordable home projects with financing.

Financing Options for Fences & Decks in Batesville AR

September 08, 20252 min read

Big projects like a privacy fence, chain link fence, vinyl fence, or custom deck can transform your property — but they’re also an investment. Many homeowners put these projects off because they’re worried about paying the full amount upfront. The good news? Financing can make it possible to get the fence or deck you want now while paying over time.


Why Consider Financing?

  • Smaller Payments – Instead of one large bill, you can spread the cost into monthly installments.

  • Faster Start – Don’t wait months or years to save up. Financing lets you enjoy your new fence or deck right away.

  • Budget Flexibility – You can upgrade to cedar pickets, add a rot board, or choose composite decking without stressing about immediate cash flow.


Example: How Financing Can Help

Let’s say you’re considering a $5,000 privacy fence. Paying out of pocket all at once can be a challenge, especially if other expenses pop up. With financing, that same project could cost as little as $97-$132 per month, depending on your terms. Instead of waiting years to save, you can start enjoying the benefits of your new fence now — while making manageable monthly payments.


How Our Financing Works

At Cornerstone Fence & Deck, we’ve partnered with Acorn Finance to give our clients flexible options. Here’s how it works:

  1. Check your rates online in minutes (soft credit pull, no impact to your score).

  2. Compare loan offers from multiple lenders.

  3. Choose the monthly payment plan that works best for your budget.

Once approved, we can schedule your project right away.


Financing vs. Paying Upfront

  • Upfront Payment – Saves you interest, but requires having the full budget ready before starting.

  • Financing – Allows you to move forward immediately and keep more cash on hand for other priorities.

Neither option is wrong — it depends on what works best for your household. Financing is especially helpful for homeowners who want to upgrade their project (cedar instead of pine, adding a top cap, or going with composite decking) without stretching their cash flow too thin.


Financing FAQs

Will applying hurt my credit score?
No. Checking your rates through Acorn Finance is a soft credit pull and will not affect your score.

Can I still use my own bank or credit union?
Yes. Many clients compare Acorn Finance offers with local lenders. You’re free to use whichever option works best.

What projects are eligible?
All of our services: privacy fences, chain link, vinyl fences, and custom decks.


Get Started Today

Whether you’re ready to secure your yard, improve curb appeal, or create an outdoor space for family gatherings, financing makes it simple to get started.

👉 Learn More About Our Financing Options → https://cornerstonefenceanddeck.com/fence-deck-financing-batesville-ar

Owner at Cornerstone Fence & Deck

Derrick Raby

Owner at Cornerstone Fence & Deck

Back to Blog

Ready to get started?

Social Media Links

Contact Us

(870) 376-9893

Batesville, AR, 72501

Copyright 2025 . All rights reserved